John Costa

We are excited to introduce the second John Costa State Farm Insurance Agency, now serving the residents of Long Branch, New Jersey, and its surrounding communities. Since 2008, I have been dedicated to providing exceptional Good Neighbor service to State Farm customers, initially at our Kearny, New Jersey, location. Our agency has consistently earned various State Farm Insurance accolades, including President's Club, Chairman Circle, SVP, and State Farm Exotic Ambassador Travel. My commitment extends to both my professional life and my family. When I step away from work, you'll often find me enjoying a round of golf. I am incredibly proud of my team, and our collective goal is to be your first choice for all your insurance needs. We achieve this by building personal connections with you, helping you understand the everyday risks you face, and being there to support you when unexpected events occur. Our office is licensed to assist customers across New Jersey and New York. We offer a comprehensive range of insurance options, including personal and commercial auto insurance to protect your daily journeys, homeowner's insurance to secure your dwelling, and renter's insurance for those leasing their homes. We also provide small business insurance, commercial insurance, life insurance to help support your loved ones during significant life changes, and pet insurance. For those moments when you need assistance, our staff is fluent in English, Portuguese, and Spanish, ensuring we can communicate effectively in the language you prefer. Reach out to us or visit our Long Branch office today to create your customized Personal Price Plan.

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Serving Long Branch and the surrounding area, John can help answer your questions.

Q: How soon can I get insured for my car?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. For personalized coverage in Long Branch, NJ, reach out to John.

Q: What coverage is required when leasing a car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Have questions? John in Long Branch can walk you through your options.

Q: What happens when you have life insurance in place?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. John works with Long Branch residents to find coverage that fits.

Q: Is homeowners insurance required?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Connect with John for insurance guidance in Long Branch.

Q: What is renters insurance?

A: Renters insurance is coverage that helps protect your personal belongings and provides personal liability protection while renting a home or apartment. In Long Branch, you can count on John for personalized service.